Tag: Estate Planning

A Lesson from Uganda

Feb 12, 2016

FullSizeRenderExactly one month ago today, I returned from a 12-day trip to Uganda. While there, myself and a group of 15 others did water projects such as building a rainwater harvest tank and making and distributing bio-sand filters. The organization that hosted the trip was a non-profit based out of Boone, NC called Wine to Water. Their founder, Doc Hendley, received a CNN Hero award back in 2009 for the incredible work that he himself had done both in Darfur and Uganda. Doc has inspired thousands, myself included. The work they do at Wine to Water changes lives. In fact, it changes entire communities. They do real boots on the ground stuff, bringing clean water to those in need. They make an impact with what they do. And I’ve seen it first hand. (more…)

Tags: , , , , , , ,



The Zuckerberg Impact

Dec 3, 2015

facebook_like_logo_1If #GivingTuesday wasn’t great enough on it’s own, Facebook ‘s founder and CEO Mark Zuckerberg stole the show with an absolutely extraordinary pledge to give away 99% of his Facebook fortune over his and his wife Priscilla Chan’s lifetime. That amount, as it stands today would total over 45 billion dollars. This will be done through their ongoing platform entitled the Chan Zuckerberg Initiative. Basically, the Chan Zuckerberg Initiative allocates money to organizations around the country — and eventually, the world — in order to make it a better place for everyone. (more…)

Tags: , ,



#GivingTuesday

Dec 1, 2015

ghd-girl-with-a-heart-imageThere is something extraordinarily special about this day, Giving Tuesday, that simply compelled me to write about it. Unfortunately not everyone will share my overly rose-colored view of #GivingTuesday. Some may see this simply as a day of slight annoyance due to the abundance of e-mails asking for monetary donations. But here at Epic Capital, we see things differently. Given the number of non-profit organizations where our employees have served as board members, we recognize the potential impact of a global campaign like this.

On average,  30% of fundraising revenue across all non-profits is achieved in the month of December alone.  And social outreach charities can have their year made or broken dependent upon their revenue from donations in the fourth quarter of the year. Most hold their breath, and can only breathe easy once they tally up the numbers in mid to late January of the following year. That result can dictate their operations and their ability to minister their work throughout the year.

#GivingTuesday is a an incredible opportunity to give. It doesn’t need to be a large sum, because small sums add up. We see it as a “give what you can” day, but a day to give nonetheless. It’s a chance to support organizations that do incredible work. These organizations are staffed by incredible people, who unfortunately, are not paid top dollar for their time and efforts. (more…)

Tags: , , ,



Take Control of the One Thing You Can Control … YOU

Mar 4, 2014

Final PicWhy do we plan a vacation? Many, if not most of us, lay out meticulous plans to ensure that our trip goes smoothly. Doing so enables us to do all the things we want to do and see all the things we want to see. But what would happen if we didn’t create a plan in advance? Might a relaxing vacation turn out not so relaxing? Might a potentially great experience turn into a frustratingly negative one? Don’t get me wrong, I know some folks live for spontaneous adventure, but I can’t imagine too many of us like to travel without some sort of plan. By setting an itinerary or planning ahead many of the main aspects of your trip, you can have your expectations become a reality and help to minimize most travel snafus. We plan because there are rewards for doing it.

Now let’s move this idea of planning into the world of financial planning, or investment planning – whichever. I jokingly say that I help people plan for the longest vacation of their life … their retirement. But it’s true. And with most clients, we lay out a pretty meticulous plan. Coincidently, it’s well known in the financial planning industry that most people actually spend more time planning for vacations then they do planning for their own retirement. That’s unfortunate. I’m in my early (cough cough) 40’s and if you think I’ve got great confidence in Social Security footing my bills in retirement, think again. You better believe I plan.

The first thing to do when laying out a financial plan or an investment plan is to know what things can derail your plan. Taking the time to understand the many things that are out of your control, can be time well spent. Here’s a sneak-peek: interest rates, inflation, the stock market, the Federal Reserve, the bond market, corporate (more…)

Tags: , , , ,



Estate Planning for the Soul

Mar 4, 2014

Society Charlotte - February ImageLet’s Have Dinner and Talk About Death. No, this is not a review of Theater Charlotte’s dinner mystery entitled Wine, Chocolate & Murder (doors open at 6:30 on Saturday, February 15th), although I do hear that makes for a fun night out with your Valentine. This is going to be much more personal, and it’s my hope, that you will find it much more valuable. There is a social movement currently taking place which I think it is simply outstanding, and well worth discussing.

Are you familiar with TED Talks? If you are not, go to www.TED.com. TED stands for Technology, Entertainment and Design. It is a global set of live conferences (mini presentations) that promote “Ideas Worth Sharing”. You can find extremely interesting presentations, no longer than 10-15 mins. in duration, given by thought provoking individuals on a very wide array of topics. Its popularity has spawned other TED Channels, one of which is TED MED (www.TEDMED.com) solely focused on health and medicine. It is on this particular site that I came across “Let’s Have Dinner and Talk about Death”, presented by Michael Hebb back in April of 2013.

Michael’s underlying idea is to bring people together to “break bread” and “spark social change”, and in doing so create deep and meaningful engagement and profound relationships. The idea for Let’s Have Dinner came to him during a chance meeting of two physicians during a train ride from Seattle. It was revealed to him that 62% of (more…)

Tags: , , ,



Taking Out and Putting Back

Mar 4, 2014

“It is every man’s obligation to put back into the world at least the equivalent of what he takes out of it.” That’s a quote from a pretty intelligent guy by the name of Albert Einstein. It is tough to challenge just about anything that came out of his mind, but it’s probably even tougher to measure what one actually takes out of this world. We spend a lifetime of taking out. But can one spend a lifetime of putting back (or giving back)?

In all truth, some seemingly can. Billy Graham comes to mind first, most likely because I’m in the middle of reading his new book. He has seemingly given his entire life, and continues to do so at 95 years young. Of course there is Mother Theresa and others like her, and there are the holy Saints. Santa Claus was a saint, and he was certainly a giver! There of course are many others, some who are known worldwide for their giving and their efforts to put back, like Bill and Melinda Gates, Oprah or Bono. Some are legendary like the Carnegie’s, the Rockefeller’s and the Duke’s. But what about the majority of us? Do we put back our share? Or is there such a thing as giving enough? Most of us “give what we can”, right? But is there something that limits our giving? What’s the first thing that comes to mind when someone asks you to give? Money.

There is no doubt that money plays a key role in enabling charities to carry out their most important missions and forward their causes to a final level of positive impact, whatever it might be. But there is also giving time, giving talent, giving resources, giving introductions to others, giving knowledge, and giving love. Sometimes the last one, ‘giving love’ is all that someone who is really in need, needs. Knowing this, doesn’t it seem a little easier to (more…)

Tags: , , , ,



More Insights

May 29, 2016

The phrase “impact investing” has become the lead moniker chosen to represent several purpose-driven or values-driven strategies that have evolved over the last two decades. Other names such as “sustainable investing”, “socially responsible investing or sustainable, responsible and impact (SRI)”, “corporate social responsibility (CSR)”, “environmental, social and governance (ESG)”, all seem to have been folded-up … Continue reading “Impact Investing: Performance, Purpose and Positioning”

Apr 6, 2016

“Conscious” Capitalism? An oxymoron it is not. It is a movement sweeping across the globe and growing in size, popularity and in the impact that it is having for those business leaders who embrace it. It, in my opinion, should become the standard by which businesses are evaluated for investment and judged in the court … Continue reading “Why We Embrace Conscious Capitalism®”

Feb 29, 2016

This is the first time that I’ve ever posted an article from someone else, but this particular article struck me. Maybe it’s because I still consider myself a fairly new father with a 19-month old and an “almost” 3-year old at home. Simply enough, I thought this was worth sharing. In fact I believe anything … Continue reading “How to Live a Beautiful Life”

Feb 12, 2016

Exactly one month ago today, I returned from a 12-day trip to Uganda. While there, myself and a group of 15 others did water projects such as building a rainwater harvest tank and making and distributing bio-sand filters. The organization that hosted the trip was a non-profit based out of Boone, NC called Wine to Water. … Continue reading “A Lesson from Uganda”

Dec 3, 2015

If #GivingTuesday wasn’t great enough on it’s own, Facebook ‘s founder and CEO Mark Zuckerberg stole the show with an absolutely extraordinary pledge to give away 99% of his Facebook fortune over his and his wife Priscilla Chan’s lifetime. That amount, as it stands today would total over 45 billion dollars. This will be done … Continue reading “The Zuckerberg Impact”

Insights + Resources >

Receive our weekly market commentary in your inbox:

Newsletter Archive >